Workers Compensation Insurance
Workers Compensation helps protect both employers and employees when a work-related injury or illness happens. It can help cover medical expenses, lost wages, and rehabilitation costs for employees, while also helping protect the business from costly workplace-injury claims. This coverage is especially important for businesses with employees, contractors, payroll, or higher-risk job duties.
General Liability Insurance
General Liability Insurance helps protect a business from common claims involving bodily injury, property damage, and certain legal expenses. For example, if a customer is injured at a job site or a business accidentally damages someone else's property, General Liability may help cover the claim. Many landlords, vendors, and clients require proof of General Liability before doing business.
Commercial Auto Insurance
Commercial Auto Insurance helps protect vehicles used for business purposes. This may include company cars, work trucks, vans, box trucks, service vehicles, and other business-use vehicles. Coverage may help with liability, vehicle damage, medical payments, uninsured motorists, and other risks depending on the policy. Personal auto insurance may not properly cover vehicles used for business operations.
Professional Liability Insurance
Professional Liability Insurance, also known as Errors and Omissions coverage, helps protect professionals and businesses from claims related to mistakes, negligence, missed deadlines, or failure to deliver professional services as expected. This coverage is important for businesses that give advice, provide professional services, consult, design, manage, or make recommendations for clients.
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