Even the best health insurance doesn't cover everything. Deductibles, co-pays, lost income, and non-medical expenses can build up quickly during an accident, serious illness, or hospital stay. That's why Supplemental Insurance Plans are so valuable. They provide cash benefits paid directly to you, helping protect your finances and your peace of mind.
At My Health Insurance Advisers, we offer three powerful supplemental coverage options — Accident, Cancer, and Hospital Indemnity — all designed to give individuals, families, and seniors in Florida affordable, flexible financial support during life's most difficult moments.
Why Supplemental Insurance Matters
Supplemental plans are designed to fill the financial gaps left by traditional health insurance. These benefits can be used for:
- Medical expenses not fully covered by insurance
- Deductibles & co-pays
- Out-of-network specialists
- Prescription medications
- Transportation & lodging for treatment
- Childcare, groceries, and daily bills
- Lost income during recovery
The cash is yours to use however you need — with no restrictions and no waiting for insurance approvals.
Our Supplemental Insurance Options
Below are the three supplemental plans we offer, each designed to support you through a specific type of health challenge.
1. Accident Insurance
Stay Financially Protected After an Injury
An unexpected injury can lead to emergency room visits, imaging tests, ambulance bills, and time away from work. Accident Insurance pays cash benefits after a covered accident to help ease those financial burdens.
This plan helps cover:
- ER & urgent care visits
- X-rays, MRIs & diagnostic testing
- Hospital stays
- Fractures, burns, dislocations & sprains
- Ambulance services
- Follow-up care & physical therapy
- Lost income and daily bills
Best for:
Active families, self-employed workers, labor-intensive jobs, and anyone with a high-deductible health plan.
Learn More2. Cancer Insurance
Support During One of Life's Most Challenging Moments
A cancer diagnosis affects far more than health — it impacts your financial stability, work, travel, and daily life. A Cancer Insurance Policy provides a lump-sum payment after a covered cancer diagnosis.
This plan helps cover:
- Specialty medications & treatments
- Radiation, chemotherapy & surgeries
- Travel to cancer centers & specialist appointments
- Experimental treatments or clinical trials
- Childcare, groceries & monthly bills
- Lost income during recovery
Best for:
Individuals with a family history of cancer, people seeking long-term financial protection, or anyone wanting added peace of mind.
Learn More3. Hospital Indemnity Insurance
Cash Benefits for Hospital Stays & Recovery
A hospital stay — even a short one — can lead to thousands in out-of-pocket costs. Hospital Indemnity Insurance pays daily cash benefits during hospital admission, ICU stays, surgeries, or observation stays.
This plan helps cover:
- Daily hospital confinement benefits
- ICU & critical care stays
- Outpatient surgeries
- ER visits & ambulance services
- Prescription medications
- At-home recovery support
- Non-medical expenses during hospitalization
Best for:
Seniors on Medicare or Medicare Advantage, families with children, individuals with high deductibles, and anyone wanting predictable protection.
Learn MoreGet a Free Quote for Supplemental Insurance
No two families are the same — and your coverage shouldn't be either.
Let our licensed advisers help you choose the right combination of Accident, Cancer, and Hospital Indemnity protection.
Stronger coverage, greater peace of mind — all in one place.